Investment Management | Financial Planning | Business Exit Planning
Philanthropic Planning | Wealth Transfer Planning | Estate Planning | Tax Planning
Investment Management
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Custom Portfolios
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Science, Not Guesswork
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Expertise Matters
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Discipline and Flexibility
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Long-Term Focus
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Limited Taxes
Expertise Matters
Seeing the Big Picture
Financial Planning
Our detailed planning process allows us to completely understand each client's personal and financial situation, objectives, comfort level with risk and time horizon for achieving goals. This understanding allows us to:
- Create customized investment portfolios
- Help minimize tax liabilities inside and outside of client portfolios
- Advise clients on estate planning with the assistance of our expert partners
- Advise on tax-efficient, impactful philanthropic strategies.
- Analyze existing risk mitigation and insurance strategies.
- Review existing debt and liability structures to determine if better options can be utilized.
Customized Planning
Advice that Serves You
Business Exit Planning
As Certified Exit Planning Advisors, we help you answer these important questions.
How much is my business worth?
What is the best way to exit my business?
We quarterback the planning process to ensure your exit is the win you are hoping for.
Some other questions we help you answer along the way...
- What type of buyer is best?
- What is a realistic valuation of my business?
- How much do I really need?
- Can selling my business impact my philanthropic goals?
- How does this change my financial plan?
Philanthropic, Wealth Transfer and Estate Planning
Part of living confidently in the present is knowing that your wishes will be carried out in the future. We help to create estate plans that will protect and efficiently transfer your wealth while conveying your wishes for your loved ones and your own care.
Proper estate planning allows you to transfer your wealth according to your wishes while minimizing unnecessary taxes and expenses. Our goal is to ensure you have taken prudent steps to reduce your tax liabilities and to help to create the most effective means to finance any future tax liabilities.
Philanthropic Planning
Wealth Transfer
Gifting
We work with all of your professionals to help you with...
- Wills
- Trusts and Trust accounts
- Power of attorney
- Account beneficiaries
- Beneficiary accounts
- Gifting assets
- Business exit and succession strategies
- Philanthropic mission and vision
Tax Planning
More than filling out 1040 forms, our proactive tax planning finds more tax deductible items, creates tax-advantaged situations and teaches you how to reduce taxes for greater savings in future years.
Our comprehensive Tax Planning process includes:
Creating Donor-Advised Funds for Appreciated Securities. Donor-advised funds provide a simple way for investors to get immediate tax deductions and avoid capital gains tax liability on appreciated assets. We'll work with you to help set up donor-advised fund in Your Family Name and then you decide where and when to make gifts to your charities.
Gifting Strategies for Tax-Free Giving. Our clients use family gifting strategies to remove assets from their taxable estates. These strategies help reduce future estate taxes, and benefit your family members immediately.
Planning Strategies to Reduce Inter-Generational Taxes. A combination of federal and state taxes can significantly reduce the assets your heirs receive. Strategic estate planning is critical to maximizing the share that future generations will enjoy.p>
Tax efficiency in portfolios. We actively tax manage throughout the year taking losses to offset gains where possible. We are also keenly aware of the thresholds and brackets that kick in higher capital gain and income tax rates. We work to limit taxes in all of our portfolio decisions.
Investing in College Saving Plans. With tuition inflation averaging >5% a year, you cannot afford to subject your education savings to unnecessary taxes. The right college savings plan can help ensure that you save effectively and efficiently, and gives you a state tax deduction.
We Can assist with
- Tax Forms
- Trusts and Trust accounts
- Power of attorney
- Account beneficiaries
- Joint accounts
- Beneficiary accounts
- Transfer on death designation Gifting assets